Resources

Get tools and guidance on growing your business

3 Stability Strategies to Boost Business Resilience Amid Trade Uncertainty

June 19, 2026

First Circle Loan Guide for Business Owners

June 17, 2026

5 Types of Business Loans in the Philippines (And How to Choose the Right One)

June 15, 2026

Facing a Cash Flow Gap? 5 Quick Steps to Business Recovery

June 19, 2025

What is a POS Machine? A Guide to POS Systems for SMEs in the Philippines

March 10, 2025

3 Business Trends SMEs Should Prepare For In 2025

December 17, 2024

Peak Season Preparedness: 7 Key Skills for Business Inventory Management and Beyond

June 16, 2024

Credit Score in the Philippines: How it Affects Your Business Loan

May 20, 2024

5 red flags to avoid when securing business loans

April 30, 2024

The SME Financial Toolkit: Business Loans, Credit Lines, and Salary Loans

April 2, 2024

5 DTI Loans for MSMEs

February 19, 2024

BIR Registration: An Online and In-Person Guide to New Business Registration with BIR

February 12, 2024

Resources

Get tools and guidance on growing your business

See more

3 Stability Strategies to Boost Business Resilience Amid Trade Uncertainty

June 19, 2026

5 Types of Business Loans in the Philippines (And How to Choose the Right One)

June 15, 2026

Facing a Cash Flow Gap? 5 Quick Steps to Business Recovery

June 19, 2025

Customer Stories

Discover how our clients thrived with First Circle financing

See more

First Circle Stories: SH-CCPM Enterprise

August 21, 2024

First Circle Stories: IMVJ Apparel

August 20, 2024

First Circle Stories: Red Dot Design, Inc.

January 16, 2023

News

Stay informed on the most important updates and insights for SMEs

See more

Borrow up to P25 million at rates as low as 0.79%

August 27, 2026

DTI and First Circle Renew Partnership to Support ASEAN's Next Generation of MSMEs

July 20, 2026

How First Circle Changed the Game: Celebrating a Decade of Empowering Filipino SMEs

March 15, 2026

Resources

Get tools and guidance on growing your business

See more

3 Stability Strategies to Boost Business Resilience Amid Trade Uncertainty

June 19, 2026

First Circle Loan Guide for Business Owners

June 17, 2026

5 Types of Business Loans in the Philippines (And How to Choose the Right One)

June 15, 2026

News

Stay informed on the most important updates and insights for SMEs

DTI and First Circle Renew Partnership to Support ASEAN's Next Generation of MSMEs

July 20, 2026

First Circle secures ₱300M sustainable finance facility from Taiwan’s Cathay United Bank

May 28, 2026

How First Circle Changed the Game: Celebrating a Decade of Empowering Filipino SMEs

March 15, 2026

Customer Stories

Discover how our clients thrived with First Circle financing

First Circle Stories: SH-CCPM Enterprise

August 21, 2024

First Circle Stories: IMVJ Apparel

August 20, 2024

Business Loan Success for First Circle Clients

March 8, 2023

Get started with First Circle today

​

Apply for an account online in 5 minutes

Simply submit 3-7 documents to us
No paperwork, no branch visits — 100% online

Button
Help

First Circle Loan Guide for Business Owners

Discover flexible financing solutions for your business with First Circle's non-collateral, zero upfront fee credit lines in the Philippines.
Button
Help

Resources

Get tools and guidance on growing your business

Business Banking in the Philippines: What SMEs need to know

08 June 2023
Button

BIR Registration: An Online and In-Person Guide to New Business Registration with BIR

12 February 2024
Button

A Guide to BPI Bizlink Online for SMEs

03 July 2023
Button

A Guide to DTI Registration and DTI Renewal Online

03 November 2023
Button

7 Financing Sources for SMEs in the Philippines

08 May 2023
Button

A Beginner’s Guide to Interest Rates

29 September 2023
Button

6 Reasons to Register Your Business with the BIR

16 January 2023
Button

5 DTI Loans for MSMEs

19 February 2024
Button

5 red flags to avoid when securing business loans

30 April 2024
Button

Discover other topics

Customer Stories

Discover how our clients thrived with First Circle financing
Button

News

Stay informed on the most important updates and insights for SMEs
Button

Open an account in one day

No paperwork

Online application form in 5 minutes with 3-7 documents required.

​
​

No branch visits

Open your account from the comfort of your own office or home.

​
​

Same or next-day account opening

Button

Why Smart Businesses choose First Circle

​
To Grow

₱11 billion in loans given to support business growth
Average 80% revenue growth experienced within 2 years

​
To Grow

₱11 billion in loans given to support business growth
Average 80% revenue growth experienced within 2 years

​
To Grow

₱11 billion in loans given to support business growth
Average 80% revenue growth experienced within 2 years

​
To Grow

₱11 billion in loans given to support business growth
Average 80% revenue growth experienced within 2 years

We’re supported by a strong ecosystem

We create symbiotic relationships with fellow advocates of SME growth

OUR INVESTORS

Accion logo
Insignia Ventures Partners logo
Koru logo
Fasanara logo

OUR PARTNERS

Department of Trade and Industry
Partner
Quezon City Government
Partner
Philippines Finance Association
Member
Credit Information Corporation
Partner
Management Association
of the Philippines
Partner
Philexport
Partner
The American Chamber of
Commerce of the Philippines
Davao Chamber of
Commerce and Industry
Philippine Chamber of
Commerce and Industry
Cebu Chamber of
Commerce and Industry

First Circle is trusted by the Department of Trade and Industry (DTI). View certificate

First Circle is regulated by the Securities and Exchange Commission (SEC). For concerns, you may contact SEC at (+632) 8818-5554 or crmd_publicassistance@sec.gov.ph.