
BUSINESS CREDIT LINE
Get the best credit line for Filipino businesses
Grow your business by opening a non-collateral credit line of up to 20 million pesos for free.
Smart banking solutions for
your business
Join the 5,000 businesses that have chosen to go fuss-free with First Circle.
BUSINESS CREDIT LINE
Get the best credit line for Filipino businesses
Grow your business by opening a non-collateral credit line of up to 20 million pesos for free.
BUSINESS BANKING
Bank easily with no fees, no limits, no waiting line
Open a free online banking account with First Circle. No fees, no limits, no waiting line.
Smart businesses choose fuss-free, simple banking
We’ve given ₱11 billion in loans to support business growth
Our customers experience an average of 80% revenue growth within 2 years
Free credit lines where you pay only as you use, with rebates for early repayments
Free payments & bank accounts
Open an account in 5 minutes and get loans disbursed same- or next-day
Create and manage team members in just a few clicks
Never miss a payment to suppliers or staff
Grow your business
We’ve given ₱16 billion in loans to support business growth
Our customers experience an average of 80% revenue growth within 2 years
Save money with fee-free banking
Free credit lines where you pay only as you use, with rebates for early repayments
Free payments & bank accounts
Save time for what matters
Open an account in 5 minutes and get loans disbursed same- or next-day
Create and manage team members in just a few clicks
Minimize risk with best-in-class technical and account security
Never miss a payment to suppliers or staff
4.8 rating (152 reviews)
“ First Circle is highly recommended, and I absolutely love their service. They excel in efficiency, simplicity, and affordability, setting them apart from others in the market.
See morein combined revenue of
our active customers
employed by
our active customers
Our customers' average profile
SMALL BUSINESSES
15 years
average time in business
₱51.5 M
in annual revenue
42 people
average no. of employees
MEDIUM BUSINESSES
34 years
average time in business
₱1.8 B
in annual revenue
155 people
average no. of employees
5 minutes to apply
Simply submit an online application form with 3-7 documents required from the comfort of your own office or home.