Get business financing of ₱10K to ₱10M within 5 days.*

First Circle gives financing to businesses that sell to other businesses or government agencies.

*Your maximum credit limit will depend on your business's size and performance. 5 days assumes timely submission of your documents and average verification time.

First Circle's financing solutions are tailor-made for SME business owners.

Invoice Financing

Bridge your cash
flow gaps

Run your business without facing challenges on your operating cost.

Learn More

Purchase Order Financing

Cater to your clients'
increased orders

Take on larger orders and meet increased client demands.

Learn More

Unsure which financing solution best suits your needs? Let us know and we would be happy to assist you.

Talk to Us

Why First Circle?

We are using technology to provide you with convenient access to financing solutions.

View our Rates & Terms

Fast

Receive money in your account within 5 business days.*

Simple

Online application, fast firm offers, with no collateral and hidden fees.

Secure

All your business and financial information are kept secure.

* This processing time assumes timely submission of required information and documents by the customer as well as an average document verification timeline.

View Our Rates & Terms View Our Process & Requirements

How First Circle’s financing works

Registration Within Minutes

1
Enter your personal and business information

Verification Within 48 Hours

2
Submit an Invoice or Purchase Order

Upload clear photos or scanned copies of your documents for us to verify.

Offer Within 5 Days*

3
Your business is financed!

We’ll provide you a credit limit and a financing offer that you can use right away!

What People Say About Us

“First Circle is something that will really make a big difference to help SMEs in the Philippines.”

Ramon Lopez, Secretary,
Department of Trade and Industry (DTI)

“SMEs should only borrow from registered lenders, like First Circle. They ensure welfare of borrowers by being compliant to the Truth in Lending Act.”

Teresita Herbosa, Former Chairperson,
Securities and Exchange Commission (SEC)

“First Circle is new and worth looking at because it can address the issue of small businesses who cannot get finance from banks.”

Sergio Luis Ortiz, President,
Philippine Exporters Confederation, Inc. (PhilExport)

Get business financing of ₱10K to ₱10M within 5 days.*

Business Loan Calculator

First Circle's financing solutions are tailor-made for SME business owners.

Bridge your cash
flow gaps

Cater to your clients'
increased orders

We are using technology to provide you with convenient access to financing solutions.

Fast

Simple

Secure

How First Circle’s financing works

1
Enter your personal and business information

2
Submit an Invoice or Purchase Order

3
Your business is financed!

“First Circle is something that will really make a big difference to help SMEs in the Philippines.”

“SMEs should only borrow from registered lenders, like First Circle. They ensure welfare of borrowers by being compliant to the Truth in Lending Act.”

“First Circle is new and worth looking at because it can address the issue of small businesses who cannot get finance from banks.”

We have been featured on TV, print, & around the web.

Finance your business today!

Get P10,000 and 1% cashback per successful referral.

Finance your business today!

Sorry, we can't offer you a business loan yet.

Tentative loan quotation

The total amount due after days will be around for a business loan of .

Get business financing of ₱10K to ₱10M within 5 days.*

Business Loan Calculator

First Circle's financing solutions are tailor-made for SME business owners.

Bridge your cashflow gaps

Cater to your clients'increased orders

We are using technology to provide you with convenient access to financing solutions.

Fast

Simple

Secure

How First Circle’s financing works

1Enter your personal and business information

2Submit an Invoice or Purchase Order

3Your business is financed!

“First Circle is something that will really make a big difference to help SMEs in the Philippines.”

“SMEs should only borrow from registered lenders, like First Circle. They ensure welfare of borrowers by being compliant to the Truth in Lending Act.”

“First Circle is new and worth looking at because it can address the issue of small businesses who cannot get finance from banks.”

We have been featured on TV, print, & around the web.

Finance your business today!

Get P10,000 and 1% cashback per successful referral.

Finance your business today!

Bridge your cash
flow gaps

Cater to your clients'
increased orders

1
Enter your personal and business information

2
Submit an Invoice or Purchase Order

3
Your business is financed!