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We're committed to financing your business during COVID-19

First Circle gives financing to businesses that sell to other businesses or government agencies. Get business financing of ₱10K to ₱10M within 5 days.*

*Your maximum credit limit will depend on your business's size and performance. 5 days assumes timely submission of your documents and average verification time.

Learn about financing during COVID-19 FAQS on the Bayanihan Act, Payment Extension, & Interest Application

— TRUSTED BY

First Circle's financing solutions are tailor-made for SME business owners.

Take on more orders

Bridge your cash
flow gaps

Run your business without facing challenges on your operating cost.

PURCHASE ORDER FINANCING

Cater to your clients'
increased orders

Take on larger orders and meet increased client demands.

Unsure which financing solution best suits your needs?
Let us know and we would be happy to assist you.

TAlk TO US

— WHY FIRST CIRCLE?

We are using technology to provide you with convenient access to financing solutions.

* This processing time assumes timely submission of required information and documents by the customer as well as an average document verification timeline.

View Our rates & terms

Fast

Receive money in your account within 5 business days.*

Simple

Online application, fast firm offers, with no collateral and hidden fees.

Secure

All your business and financial information are kept secure.

How First Circle’s financing works

REGISTRATION WITHIN MINUTES

Enter your personal and business information

VERIFICATION WITHIN 48 HOURS

Submit an Invoice or Purchase Order

OFFER WITHIN 5 DAYS*

Enter your personal and business information

We’ll provide you a credit limit and a financing offer that you can use right away!

— What people say about us

"First Circle is something that will really make a big difference to help SMEs in the Philippines."

Ramon Lopez, Secretary,
Department of Trade and Industry (DTI)

— What people say about us

"SMEs should only borrow from registered lenders, like First Circle. They ensure welfare of borrowers by being compliant to the Truth in Lending Act"

Teresita Herbosa, Former Chairperson,
Securities and Exchange Commission (SEC)

— What people say about us

"First Circle is new and worth looking at because it can address the issue of small businesess who cannot get finance from banks"

Sergio Luis Ortiz, President,
Philippine Exporters Confederation, Inc.
(PhilExport)

Business Loan Calculator

We're committed to financing your business during COVID-19

First Circle's financing solutions are tailor-made for SME business owners.

We are using technology to provide you with convenient access to financing solutions.