We're committed
to providing business loans, even during COVID-19

We need to verify your personal information, as well as your business information.

Only one (1) valid ID is needed to verify personal information. You can submit any of the following government-issued IDs: Driver's License, Passport, Postal ID, Professional Regulation Commission (PRC) ID, Tax Identification Number (TIN) ID, Unified Multi-Purpose ID.

The following are the documents required to verify business information: BIR Certificate of Registration, DTI (for sole proprietorship) or SEC Certificate of Registration (for corporations and partnership), Proof of billing of your business, General Information Sheet (for corporations), and Articles of Partnership (for partnerships).

Once your information is verified and your eligibility is confirmed, just have your unfulfilled purchase orders or unpaid invoices ready, and you can proceed with your business loan application.

When you're ready, get started here and see if you qualify.

Even though we offer business loans, we’re not a bank. We’re a financial company, accredited by SEC and DTI, tailored to businesses in the Philippines. Our goal is to provide fast, fair, and flexible access to finance where and when your business needs it. See how we compare with other financial institutions.

To get a business loan, your business should meet the following criteria:
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1. The business must receive purchase orders or issue invoices.
2. The business is receiving orders from partnerships, cooperatives, corporations or government agencies in the Philippines.
3. The business must be located in the Philippines.
4. Type of business: Corporation, Partnership or Sole Proprietorship.
5. The business should be operational for more than one (1) year, unless your annual revenue is more than ₱10 million.
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If qualified, start your application here. After successfully filling out the form, our Sales Team will contact you to discuss the steps and requirements for a business loan.

Generally, our SME customers team up with First Circle to manage their cash flow, get paid for unpaid invoices they issued, and fulfill purchase orders from their buyers. The business loans can then be used to make their business operate smoother and grow further.

Let us know as soon as possible if you think you might have payment difficulties, we’ll work together to find a solution. Get in touch with us and let's discuss.