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Collateral-Free Business Loan

Setup
  • Standard repayment size, comprising of a fraction of Principal & Interest
  • Recurring payments in standard intervals
Used When
  • Need a large amount of capital instantly
  • Expect to begin earning return of capital within 2 weeks.
  • Can afford to meet large repayment size.
Examples
  • Inventory
  • Expansion
  • Purchasing Equipment
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Purchase Order Financing

Setup
  • Client repays principal + interest at end of the loan term
Used When
  • To solve a cash flow gap
  • To meet day to day expenses
Examples
  • Client has granted their customer 60 days payment terms.
  • Government issue contract and customer will not be paid for several months.
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Invoice Discounting

Setup
  • Periodic interest only payments. Client repays the principal at end of the loan
  • Flexible terms: clients can extend the length of the loan. Can also payback a certain amount, only paying interest on the balance.
Used When
  • To solve a cash flow gap
  • To meet day to day expenses
Apply Now
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Why First Circle

Business growth you previously thought impossible

Smart

Our advisors understand you, and our technology understands your business.

Convenient

It's fast, it's online, and completed without ever having to leave your office.

Customer Centric

Businesses come in all shapes and sizes. Our services are molded to fit yours.

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Our Products

A range of financing options to fit your needs

Collateral-Free Business Loan

Our unsecured term loan, built for speed & flexibility.

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Purchase Order Financing

Improve your payment terms and never miss a purchase order again.

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Invoice

Discounting

Immediate funding while waiting for your client's payments.

More Info »

Unsure which loan type is best suited to your needs? Contact us and we would be happy to advise you.

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Why get Financing?

All great businesses need capital to grow. The smartest choose First Circle.

Bridge for cash gaps

With First Circle, we were able to increase manufacturing capacity to meet our exponential demand growth.

Demand Driven

Working with First Circle has expanded our wholesale operations further and has enabled us to acquire new products for us to sell. Any retailer who wishes to expand their growth should get in touch with First Circle

Catalyst For Growth

When we took our business to First Circle, our sales tripled and allowed us to produce more goods. We have since refinanced to maintain this growth. It was so convenient and fast.
Christian
Tan Shirts
Adrian
Clifton Guitars
Eunice
Blakes Cuddy Clothing
With First Circle
Without Financing
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Join the best in Manila.

Great businesses know they need capital to grow. They also know that time spent waiting for finance is time that could be better spent growing their business. That's why they choose First Circle.

How First Circle helps Philippine businesses
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Dedicated to you and your business

At First Circle we truly care for our customers and their businesses. Our team are always on hand to assist you.

Call Smart
0920 822 4455
Call Globe
0995 302 1822

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Every great business needs financing to grow.

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