alarm apartment arrow-down-circle arrow-down arrow-left-circle arrow-left arrow-right-circle arrow-right arrow-up-circle arrow-up bicycle bold book bookmark briefcase bubble bug bullhorn bus calendar-full camera-video camera car cart chart-bars checkmark-circle chevron-down-circle chevron-down chevron-left-circle chevron-left chevron-right-circle chevron-right chevron-up-circle chevron-up circle-minus clock cloud-check cloud-download cloud-sync cloud-upload cloud code coffee-cup cog construction crop cross-circle cross database diamond dice dinner direction-ltr direction-rtl download drop earth enter-down enter envelope exit-up exit eye file-add file-empty film-play flag frame-contract frame-expand funnel gift graduation-hat hand heart-pulse heart highlight history home hourglass inbox indent-decrease indent-increase italic keyboard laptop-phone laptop layers leaf license lighter line-spacing linearicons link list location lock magic-wand magnifier map-marker map menu-circle menu mic moon move music-note mustache neutral page-break paperclip paw pencil phone-handset phone picture pie-chart pilcrow plus-circle pointer-down pointer-left pointer-right pointer-up poop power-switch printer pushpin question-circle redo rocket sad screen select shirt smartphone smile sort-alpha-asc sort-amount-asc spell-check star-empty star-half star store strikethrough sun sync tablet tag text-align-center text-align-justify text-align-left text-align-right text-format-remove text-format text-size thumbs-down thumbs-up train trash underline undo unlink upload user users volume-high volume-low volume-medium volume warning wheelchair
Close

The Accelerator

Setup
  • Standard repayment size, comprising of a fraction of Principal & Interest
  • Recurring payments in standard intervals
Used When
  • Need a large amount of capital instantly
  • Expect to begin earning return of capital within 2 weeks.
  • Can afford to meet large repayment size.
Examples
  • Inventory
  • Expansion
  • Purchasing Equipment
Apply Now
Close

The Capacity Builder

Setup
  • Client repays principal + interest at end of the loan term
Used When
  • To solve a cash flow gap
  • To meet day to day expenses
Examples
  • Client has granted their customer 60 days payment terms.
  • Government issue contract and customer will not be paid for several months.
Apply Now
Close

The Exporter

Setup
  • Periodic interest only payments. Client repays the principal at end of the loan
  • Flexible terms: clients can extend the length of the loan. Can also payback a certain amount, only paying interest on the balance.
Used When
  • To solve a cash flow gap
  • To meet day to day expenses
Apply Now
Lazada Seller? Call Globe 0995 302 1822 Call Smart 0920 822 4455 Sign In
Business lending
Open Account
In Partnership With

Hours Saved By Clients

Refinancing Rate

Customer Satisfaction Score

Extra revenue generated by our clients

Why First Circle

Business growth you previously thought impossible

Smart

Our advisors understand you, and our technology understands your business.

Convenient

It's fast, its online, and completed without ever having to leave your office.

Customer Centric

Businesses come in all shapes and sizes. Our services are molded to fit yours.

Learn more

Our Products

A range of financing options to fit your needs

The Accelerator

Our unsecured term loan, built for speed & flexibility.

More Info »

The Capacity Builder

Improve your payment terms and never miss a purchase order again.

More Info »

The Exporter

A credit line crafted by exporters, for exporters.

More Info »

Unsure which loan type is best suited to your needs? Contact us and we would be happy to advise you.

Contact Us Now

Why get Financing?

All great businesses need capital to grow. The smartest choose First Circle.

Bridge for cash gaps

With First Circle, we were able to increase manufacturing capacity to meet our exponential demand growth.

Demand Driven

Working with First Circle has expanded our wholesale operations further and has enabled us to acquire new products for us to sell. Any retailer who wishes to expand their growth should get in touch with First Circle

Catalyst For Growth

When we took our business to First Circle, our sales tripled and allowed us to produce more goods. We have since refinanced to maintain this growth. It was so convenient and fast.
Christian
Tan Shirts
Adrian
Clifton Guitars
Eunice
Blakes Cuddy Clothing
With First Circle
Without Financing
Jan
Feb
Mar
Apr
May
Jun

Join the best in Manila.

Great businesses know they need capital to grow. They also know that time spent waiting for finance is time that could be better spent growing their business. That's why they choose First Circle.

How First Circle helps Philippine businesses
Head of DTI Endorses First Circle
Patrick speaks to Bloomberg about First Circle

Dedicated to you and your business

At First Circle we truly care for our customers and their businesses. Our team are always on hand to assist you.

Call Smart
0920 822 4455
Call Globe
0995 302 1822

As Featured on

Join The Circle

Every great business needs financing to grow.

Open Account