Save time and money to focus on running your business

BUSINESS CREDIT LINE

Get the best credit line for Filipino businesses

Grow your business by opening a non-collateral credit line of up to 20 million pesos for free.

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BUSINESS BANKING

Bank easily with no fees, no limits, no waiting line

Open a free online banking account with First Circle. No fees, no limits, no waiting line.

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Smart businesses choose fuss-free, simple banking

Grow your business

We’ve given ₱16 billion in loans to support business growth

Our customers experience an average of 80% revenue growth within 2 years

Save money with fee-free banking

Free credit lines where you pay only as you use, with rebates for early repayments

Free payments & bank accounts

Save time for what matters

Open an account in 5 minutes and get loans disbursed same- or next-day

Create and manage team members in just a few clicks

Minimize risk with best-in-class technical and account security

Never miss a payment to suppliers or staff

4.8 rating (152 reviews)

“ First Circle is highly recommended, and I absolutely love their service. They excel in efficiency, simplicity, and affordability, setting them apart from others in the market.

Our customers achieve an average growth of 80% over 2 years

₱ 80 billion

in combined revenue of
 our active customers

100,000+ people

employed by  
our active customers

Our customers' average profile

SMALL BUSINESSES

15 years

average time in business

₱51.5 M

in annual revenue

42 people

average no. of employees

MEDIUM BUSINESSES

34 years

average time in business

₱1.8 B

in annual revenue

155 people

average no. of employees

Christian Bello

Acima Meda Philippines Inc.

I just hope na the banks would copy First Circle as an example. If you have complaints, they actually listen to you, and then they address the complaints as much as they are able.

Linda Moya

Richworld Infra Solutions Corp.

With lower interest rates, faster release, and of course the good customer service and relationship with First Circle, we’re here to stay for long.

Erwin Manarpiis

Otus Copy Systems, Inc.

Yung unang [loan] namin sa First Circle, kahit maliit siya, ang laking naitulong niya...tumatak sa akin na mabilis yung process niya, tapos nakapagpondo kami ng projects, then natapos lahat ng projects satisfied yung customer.

Daniel Cruz III

SH-CCPM Enterprise

I’m thankful, because without First Circle helping out with financing, hindi ko maca-cater yung first order ko.

entertainment and media

Out of all the financial institutions I have spoken with, First Circle has the most modern and updated facilities, and the most accommodating people. It’s a really good partner or ally to our business.

Roy Lopez, Chief Operating Officer

BlackOps Studios Asia

Partner since 2023

Alma Plaza

IMVJ Apparel

Ten always ang rating ko kay First Circle kasi sobrang gaan at ang laki ng tulong sa akin.

Anita Mataga

FlexNet System Incorporated

With First Circle, immediate ang rescue, hindi kami kailangan pumunta sa inyo. Sasabihin lang namin na maglo-loan kami, processed na agad, hindi ka na maghihirap.

Ferdinand Fernandez

Vishnu Property Management Inc.

In doing business with First Circle, we made plans so that we could upgrade the business in relation to what First Circle is doing for us.

Oren Cabrera

Maglev Air Conditioning Corp.

Si First Circle yung isa sa nagiging takbuhan namin ngayon, especially 'pag may urgent loans kami.

Karren Vardeleon

Westfor Asia, Co.

Mabilis ang release, tapos ‘yung walang masyadong hinihingi. Kasi po very hands on kayo, so napo-provide namin agad ang mga requirements, narerelease agad yung loan namin.

Ma. Lina Moya

Richworld Infra Solutions Corp.

With First Circle, immediate ang rescue. Sasabihin lang namin na maglo-loan kami, processed na agad. Hindi ka na maghihirap.

Telecommunications

With lower interest rates, faster release, and of course the good customer service and relationship with First Circle, we’re here to stay for long.

Ma. Linda Moya, President and CEO

Richworld Infra Solutions Corp.

Partner since 2023

Christian Bello

Acima Meda Philippines Inc.

With First Circle, immediate ang rescue. Sasabihin lang namin na maglo-loan kami, processed na agad. Hindi ka na maghihirap.

FOOD PROCESSING

I just hope na the banks would copy First Circle. It’s a winning combination right there — the speed, efficiency, responsiveness.

Christian Bello, President and CEO

Acima Meda Philippines Inc.

Partner since 2020

Erwin Manarpiis

Otus Copy Systems, Inc.

With First Circle, immediate ang rescue. Sasabihin lang namin na maglo-loan kami, processed na agad. Hindi ka na maghihirap.

printing

Yung unang [loan] namin sa First Circle, kahit maliit siya, ang laking naitulong niya...tumatak sa akin na mabilis yung process niya, tapos nakapagpondo kami ng projects, then natapos lahat ng projects satisfied yung customer.

Erqin Manarpiis, President and CEO

Otus Copy Systems, Inc.

Partner since 2021

Daniel Cruz III

SH-CCPM Enterprise

With First Circle, immediate ang rescue. Sasabihin lang namin na maglo-loan kami, processed na agad. Hindi ka na maghihirap.

production

First Circle is really the first institution that helped me, who also believed na kaya ko din ito...without First Circle, hindi ko maki-cater yung first order ko.

Daniel Cruz III, Owner

SH-CCPM

Partner since 2020