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Our Mission

Reshaping Financial Services in emerging markets

Small businesses are the life-blood of any economy. This is particularly pronounced in Southeast Asia, where they make up approximately 50% of GDP and 65% of employment. But despite contributing the majority of economic activity, there’s still a big shortfall in the supports necessary to ensure they have maximum economic impact.

First Circle aims to provide these supports. We use technology and capital to accelerate the growth of our customers, and in turn the growth of the Philippine economy. The highest impact method of achieving this aim is through the provision of finance. Additional finance in a business is a multiplier. It enables larger order sizes which produce more sales and profit with minimal additional effort, and the positive impact is many multiples of the cost.

Obtaining finance has traditionally been a time consuming and laborious process. Technology has reached a point where we can remove these inefficiencies. An online application process can replace an in-person visit to a bank branch. Instead of printing copies of business documents and physically handing them over, customers can use their phones to scan and submit them online. Instead of needing to sign legal forms in-person, customers can e-sign them from the comfort of their home or business. Instead of a 30 to 60 day wait while applications are reviewed manually, software can be used to provide an answer almost immediately. We want to make finance accessible to those who deserve it, removing barriers whilst maintaining a close personal touch.

But finance is only the beginning. Being so close to our customers allows us to see first hand the problems they’re experiencing, and the other areas of their business that can be improved using technology. Being a software company, we can build tools to improve these things, further contributing to the growth and success of our customers.

This culture of supporting our customer’s growth is at the heart of everything we do. We see ourselves not as adversaries, but as partners working toward a mutual goal. This is what gets us excited about coming to work every day. We have a great team and great customers. We’d love you to join us on our journey, because when you grow, we do too.

Grow Together.

Join the team and accelerate your career