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Online application form in 5 minutes with 3-7 documents required.
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No branch visits

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Why Smart Businesses choose First Circle

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To grow

₱11 billion in loans given to support business growth
Average 80% revenue growth experienced within 2 years
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To save time

5 minute account opening
Loans disbursed in 1 day
No paperwork needed
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To save money

Most affordable no-collateral funding available
Fee-free payments
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To minimize risk

Minimize downside risk
Never miss an opportunity due to cashflow gaps

We’re supported by a strong ecosystem

We create symbiotic relationships with fellow advocates of SME growth

security is our priority

Our Investors

Our PARTNERS

First Circle is trusted by the Department of Trade and Industry (DTI). View certificate

First Circle is regulated by the Securities and Exchange Commission (SEC). For concerns, you may contact SEC at (+632) 8818-5554 or crmd_publicassistance@sec.gov.ph.
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News

Stay informed on the most important updates and insights for SMEs

DTI and First Circle Renew Partnership to Support ASEAN's Next Generation of MSMEs

20 July 2026
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How First Circle Changed the Game: Celebrating a Decade of Empowering Filipino SMEs

15 March 2026
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First Circle secures ₱300M sustainable finance facility from Taiwan’s Cathay United Bank

28 May 2026
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2024 Bank Financing Stats: Banks Miss MSME Lending Quota, Despite MSMEs Employing 65% of PH Workforce

28 November 2024
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IFC's $7m investment in First Circle unlocks significant funding and smarter banking solutions for SMEs

10 October 2024
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Top 7 SME Business Trends in the Philippines in 2024

02 January 2024
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5 things SMEs can expect from the new administration

08 March 2023
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5 Considerations to Ensure a Safe Return to Office

05 April 2024
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PH Firm Named One of Inclusive Fintech 50 Startups

16 January 2023
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Discover other topics

Resources

Get tools and guidance on growing your business
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Customer Stories

Discover how our clients thrived with First Circle financing
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Open an account in one day

No paperwork

Online application form in 5 minutes with 3-7 documents required.

No branch visits

Open your account from the comfort of your own office or home.

Same or next-day account opening

Button

Why Smart Businesses choose First Circle

To Grow

₱11 billion in loans given to support business growth
Average 80% revenue growth experienced within 2 years

To Grow

₱11 billion in loans given to support business growth
Average 80% revenue growth experienced within 2 years

To Grow

₱11 billion in loans given to support business growth
Average 80% revenue growth experienced within 2 years

To Grow

₱11 billion in loans given to support business growth
Average 80% revenue growth experienced within 2 years

We’re supported by a strong ecosystem

We create symbiotic relationships with fellow advocates of SME growth

OUR INVESTORS

Accion logo
Insignia Ventures Partners logo
Koru logo
Fasanara logo

OUR PARTNERS

Department of Trade and Industry
Partner
Quezon City Government
Partner
Philippines Finance Association
Member
Credit Information Corporation
Partner
Management Association
of the Philippines
Partner
Philexport
Partner
The American Chamber of
Commerce of the Philippines
Davao Chamber of
Commerce and Industry
Philippine Chamber of
Commerce and Industry
Cebu Chamber of
Commerce and Industry

First Circle is trusted by the Department of Trade and Industry (DTI). View certificate

First Circle is regulated by the Securities and Exchange Commission (SEC). For concerns, you may contact SEC at (+632) 8818-5554 or crmd_publicassistance@sec.gov.ph.