Resources

Get tools and guidance on growing your business

3 Stability Strategies to Boost Business Resilience Amid Trade Uncertainty

June 19, 2026

First Circle Loan Guide for Business Owners

June 17, 2026

5 Types of Business Loans in the Philippines (And How to Choose the Right One)

June 15, 2026

Facing a Cash Flow Gap? 5 Quick Steps to Business Recovery

June 19, 2025

What is a POS Machine? A Guide to POS Systems for SMEs in the Philippines

March 10, 2025

3 Business Trends SMEs Should Prepare For In 2025

December 17, 2024

Peak Season Preparedness: 7 Key Skills for Business Inventory Management and Beyond

June 16, 2024

Credit Score in the Philippines: How it Affects Your Business Loan

May 20, 2024

A review of SeekCap, Unionbank’s marketplace for SME loans

April 30, 2024

5 red flags to avoid when securing business loans

April 30, 2024

The SME Financial Toolkit: Business Loans, Credit Lines, and Salary Loans

April 2, 2024

5 DTI Loans for MSMEs

February 19, 2024

Resources

Get tools and guidance on growing your business

See more

3 Stability Strategies to Boost Business Resilience Amid Trade Uncertainty

June 19, 2026

5 Types of Business Loans in the Philippines (And How to Choose the Right One)

June 15, 2026

Facing a Cash Flow Gap? 5 Quick Steps to Business Recovery

June 19, 2025

Customer Stories

Discover how our clients thrived with First Circle financing

See more

First Circle Stories: SH-CCPM Enterprise

August 21, 2024

First Circle Stories: IMVJ Apparel

August 20, 2024

First Circle Stories: Red Dot Design, Inc.

January 16, 2023

News

Stay informed on the most important updates and insights for SMEs

See more

DTI and First Circle Renew Partnership to Support ASEAN's Next Generation of MSMEs

July 20, 2026

How First Circle Changed the Game: Celebrating a Decade of Empowering Filipino SMEs

March 15, 2026

First Circle secures ₱300M sustainable finance facility from Taiwan’s Cathay United Bank

May 28, 2026

Resources

Get tools and guidance on growing your business

See more

3 Stability Strategies to Boost Business Resilience Amid Trade Uncertainty

June 19, 2026

First Circle Loan Guide for Business Owners

June 17, 2026

5 Types of Business Loans in the Philippines (And How to Choose the Right One)

June 15, 2026

News

Stay informed on the most important updates and insights for SMEs

DTI and First Circle Renew Partnership to Support ASEAN's Next Generation of MSMEs

July 20, 2026

First Circle secures ₱300M sustainable finance facility from Taiwan’s Cathay United Bank

May 28, 2026

How First Circle Changed the Game: Celebrating a Decade of Empowering Filipino SMEs

March 15, 2026

Customer Stories

Discover how our clients thrived with First Circle financing

First Circle Stories: SH-CCPM Enterprise

August 21, 2024

First Circle Stories: IMVJ Apparel

August 20, 2024

Business Loan Success for First Circle Clients

March 8, 2023

Open an account in one day

No paperwork

Online application form in 5 minutes with 3-7 documents required.
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No branch visits

Open your account from the comfort of your own office or home.
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Same or next-day account opening

Start banking without delay.
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Why Smart Businesses choose First Circle

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To grow

₱11 billion in loans given to support business growth
Average 80% revenue growth experienced within 2 years
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To save time

5 minute account opening
Loans disbursed in 1 day
No paperwork needed
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To save money

Most affordable no-collateral funding available
Fee-free payments
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To minimize risk

Minimize downside risk
Never miss an opportunity due to cashflow gaps

We’re supported by a strong ecosystem

We create symbiotic relationships with fellow advocates of SME growth

security is our priority

Our Investors

Our PARTNERS

First Circle is trusted by the Department of Trade and Industry (DTI). View certificate

First Circle is regulated by the Securities and Exchange Commission (SEC). For concerns, you may contact SEC at (+632) 8818-5554 or crmd_publicassistance@sec.gov.ph.
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Help

Resources

Get tools and guidance on growing your business

A Guide to Working Capital Loans

22 June 2023
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Working Capital Formula & Ratio: A Guide for SMEs

02 May 2023
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What is a POS Machine? A Guide to POS Systems for SMEs in the Philippines

10 March 2025
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3 Business Trends SMEs Should Prepare For In 2025

17 December 2024
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3 Basic Ways for SME Retail Suppliers to Grow

16 January 2023
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The SME Financial Toolkit: Business Loans, Credit Lines, and Salary Loans

02 April 2024
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The top 6 eCommerce business challenges in PH, and how a Credit Line solves them

20 September 2023
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Top 10 Free Online Tools for SMEs

16 January 2023
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Startup Business Loans: Tips for First Timers

28 April 2023
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Discover other topics

Customer Stories

Discover how our clients thrived with First Circle financing
Button

News

Stay informed on the most important updates and insights for SMEs
Button

Open an account in one day

No paperwork

Online application form in 5 minutes with 3-7 documents required.

​
​

No branch visits

Open your account from the comfort of your own office or home.

​
​

Same or next-day account opening

Button

Why Smart Businesses choose First Circle

​
To Grow

₱11 billion in loans given to support business growth
Average 80% revenue growth experienced within 2 years

​
To Grow

₱11 billion in loans given to support business growth
Average 80% revenue growth experienced within 2 years

​
To Grow

₱11 billion in loans given to support business growth
Average 80% revenue growth experienced within 2 years

​
To Grow

₱11 billion in loans given to support business growth
Average 80% revenue growth experienced within 2 years

We’re supported by a strong ecosystem

We create symbiotic relationships with fellow advocates of SME growth

OUR INVESTORS

Accion logo
Insignia Ventures Partners logo
Koru logo
Fasanara logo

OUR PARTNERS

Department of Trade and Industry
Partner
Quezon City Government
Partner
Philippines Finance Association
Member
Credit Information Corporation
Partner
Management Association
of the Philippines
Partner
Philexport
Partner
The American Chamber of
Commerce of the Philippines
Davao Chamber of
Commerce and Industry
Philippine Chamber of
Commerce and Industry
Cebu Chamber of
Commerce and Industry

First Circle is trusted by the Department of Trade and Industry (DTI). View certificate

First Circle is regulated by the Securities and Exchange Commission (SEC). For concerns, you may contact SEC at (+632) 8818-5554 or crmd_publicassistance@sec.gov.ph.