Join the Referral Partner Program

Be a part of our official referral network and get bigger commissions when your referral uses their credit line for the first time!
Register as a Referral Partner
The Referral Partner Program is currently accepting registrations! Just complete this form to participate and wait for our team to reach out through the contact details you have provided.

Earn an average of ₱50,000* every month

*depending on the number of credit lines opened by referrals

Why register as a Referral Partner?

First Circle is an award-winning company that provides fast, fair, and flexible financing to high-potential SMEs. By being a part of the Referral Partner Program, you are connecting your network to a trustworthy financing partner that can reliably help their business grow.

Non-collateral, no-commitment funding

Our credit line is 100% free to open and maintain, with no usage commitment required. Your referral will only pay once they use their line.

High credit limits, low interest rates

Your referral can get up to ₱20 million in credit or as low as 0.99% interest. We also fast-track your referrals and request as little as 3 documents!

Bigger rewards vs. our Referral Fee program

Get up to ₱45,000 in commission fees per referral, to be given out as soon as they complete their first credit line drawdown.

Who can register as a Referral Partner?

Qualified? Sign up now!
  • Individuals with a large B2B network
  • Individuals with clienteles in the SME sector
  • Business owners in any industry

How the Referral Partner Program works

Fill out the Registration Form

Complete the program registration form so we can enroll you as a formal Referral Partner. You'll be provided a unique webform where you can submit referrals.

Refer through your unique link

Once you endorse a referral, a dedicated Account Manager will prioritize their application. You will be notified if your referral has opened a credit line.

It's that easy!
Get a commission after your referral's first drawdown

We give you your commissions once your referral receives their first drawdown, so you can refer more businesses!

Not ready to join the network?

You can still earn ₱10,000 from referring a business! Just provide their information and we'll take care of the rest.

Refer a business and earn ₱10,000
"First Circle is worth looking at because it can address the issue of small businesses who cannot get finance from banks.”
Sergio Luis Ortiz
President, Philippine Exporters Confederation, Inc. (PhilExport)