Get ₱10,000 for every successful referral!

Refer business owners for a free credit line and get rewarded when they use it for the first time.*
Refer Now!
* Successfully referring a business pertains to the referral getting financing from First Circle. Click here to read our Terms and Conditions.
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Refer now! Your ₱10,000 is waiting!

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Why recommend First Circle to your network?

First Circle is an award-winning company that specializes in financing high-potential SMEs. By referring business owners to us, you are connecting them to a reliable and trustworthy financing partner that has a proven history of helping businesses grow.

No collateral & no commitment required

Opening a First Circle credit line is 100% free. Only pay when you withdraw your first business loan.

High credit limits & low interest rates

Our credit limits range from P250,000 to P20,000,000 with interest rates from 0.99% to 3.49% to suit a wide variety of businesses.

Painless account opening & fast processing

New applications are processed with just a few basic documents in 3 business days.

Refer to First Circle in 3 easy steps

Secure consent to share your referral's contact details

You're more likely to get a successful referral if you tell them about the benefits of First Circle first! Then make sure you get permission to share their details with us.

Fill out and submit the referral form online

Enter your details and your referral's details. If you already have an account with us, you can also message your Account Manager directly.

It's that easy!
Get the ₱10,000 referral fee in your bank account!

Once we have financed your referral, we'll ask for your bank details and transfer the referral fee to your preferred account.

What are you waiting for?

Start referring your family, friends, buyers, or suppliers and get ₱10,000 per successful referral.

Refer Now!
"First Circle is worth looking at because it can address the issue of small businesses who cannot get finance from banks.”
Sergio Luis Ortiz
President, Philippine Exporters Confederation, Inc. (PhilExport)