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Get ₱10,000 for every successful referral

Refer business owners for a free credit line and get rewarded when they use it for the first time.*

Refer a business now

Why recommend First Circle?

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No collateral & no commitment required

Opening a First Circle credit line is 100% free. Only pay when you withdraw your first business loan.
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High credit limits & low interest rates

Our credit limits range from P250,000 to P20,000,000 with interest rates from 0.99% to 3.49% to suit a wide variety of businesses.
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Painless account opening & fast processing

New applications are processed with just a few basic documents in 1 day.

How to Refer to First Circle?

1
Secure consent to share your referral's contact details.
You're more likely to get a successful referral if you tell them about the benefits of First Circle first! Then make sure you get permission to share their details with us.
2
Fill out and submit the referral form online.
Enter your details and your referral's details. If you already have an account with us, you can also message your Account Manager directly.
3
Get the ₱10,000 referral fee in your bank account!
Once we have financed your referral, we'll ask for your bank details and transfer the referral fee to your preferred account.

Your Personal Details

Your Referral's Details

Additional Information

*Successfully referring a business pertains to the referral getting financing from First Circle. Click here to read our Terms and Conditions.

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Open an account in one day

No paperwork

Online application form in 5 minutes with 3-7 documents required.
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No branch visits

Open your account from the comfort of your own office or home.
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Same or next-day account opening

Start banking without delay.
Open an account today

Why Smart Businesses choose First Circle

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To grow

₱11 billion in loans given to support business growth
Average 80% revenue growth experienced within 2 years
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To save time

5 minute account opening
Loans disbursed in 1 day
No paperwork needed
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To save money

Most affordable no-collateral funding available
Fee-free payments
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To minimize risk

Minimize downside risk
Never miss an opportunity due to cashflow gaps

security is our priority

Our Investors

Our PARTNERS

First Circle is regulated by the Securities and Exchange Commission (SEC). For concerns, you may contact SEC at (+632) 8818-5554 or [email protected].