Smart Salary Advance is a fully managed program that lets you offer flexible, fair, and transparent salary advances without tying up your business funds or taking on risk. We handle everything—from disbursement to repayment, and credit tracking to credit building. You stay in control without being responsible for the loan.
Asenso means progress or moving forward in life. It’s also what we call our 0% interest, purpose-based advance—designed to support meaningful investments in your future, in areas like education, healthcare, professional development, home repairs or urgent medical expenses and more.
These purchases may include, but are not limited to, learning materials such as books, seminars, conferences, formal education, skills training, health and wellness services like doctors’ consultations, treatments, procedures, medicines, gym or sports memberships, fitness equipment, and other similar items.
First Circle reserves its final discretion on these loan applications.
Consult your HR or First Circle account manager to check if your planned purchase is covered by the company’s accepted categories.
Details for the expenditure must be forwarded to First Circle, and will be paid directly by us.
Absolutely. Employees may avail of the Asenso Advance loan to benefit family members within the first degree of consanguinity, ie. your spouse, your parents or your children.
5 minutes to apply
Simply submit an online application form with 3-7 documents required from the comfort of your own office or home.