alarm apartment arrow-down-circle arrow-down arrow-left-circle arrow-left arrow-right-circle arrow-right arrow-up-circle arrow-up bicycle bold book bookmark briefcase bubble bug bullhorn bus calendar-full camera-video camera car cart chart-bars checkmark-circle chevron-down-circle chevron-down chevron-left-circle chevron-left chevron-right-circle chevron-right chevron-up-circle chevron-up circle-minus clock cloud-check cloud-download cloud-sync cloud-upload cloud code coffee-cup cog construction crop cross-circle cross database diamond dice dinner direction-ltr direction-rtl download drop earth enter-down enter envelope exit-up exit eye file-add file-empty film-play flag frame-contract frame-expand funnel gift graduation-hat hand heart-pulse heart highlight history home hourglass inbox indent-decrease indent-increase italic keyboard laptop-phone laptop layers leaf license lighter line-spacing linearicons link list location lock magic-wand magnifier map-marker map menu-circle menu mic moon move music-note mustache neutral page-break paperclip paw pencil phone-handset phone picture pie-chart pilcrow plus-circle pointer-down pointer-left pointer-right pointer-up poop power-switch printer pushpin question-circle redo rocket sad screen select shirt smartphone smile sort-alpha-asc sort-amount-asc spell-check star-empty star-half star store strikethrough sun sync tablet tag text-align-center text-align-justify text-align-left text-align-right text-format-remove text-format text-size thumbs-down thumbs-up train trash underline undo unlink upload user users volume-high volume-low volume-medium volume warning wheelchair

Rates and Terms

Interest Rates

We value transparency. That is why we make sure our customers know about all the costs associated with their loan upfront.

Interest Rates

We value transparency. That is why we make sure our customers know about all the costs associated with their loan upfront.

Interest rates are tailored to your business' profile and needs. Best efforts are put into making the processing fee and interest rates fair and reasonable for every small and medium enterprises seeking to be financed.

Our loan offers go through a rigorous yet efficient decision-making process, and clients are regularly updated about the progress of their application. The minimum value of the purchase order or invoice needs to be PHP 25,000.

With First Circle, no money is lost through hidden charges and no time is wasted through waiting.

Loan Duration

Up to 6 months

Up to 6 months

Monthly Interest Rate

1.99% - 3.49%*

1.99% - 3.49%*

*Interest rates will vary depending on the business profiles of both the applicant and the business associated with the purchase order or invoice.

Fixed Processing Fee

1.99% of total amount

1.99%

of the total loan amount

Get Financing Today!

Every great business needs financing to grow.

Apply Now

Get Financing Today!

Every great business needs financing to grow.