Start by registering an online profile for you and your business. This makes applying for financing from First Circle simple and efficient. This also allows us to verify your personal and business identity in order to get your loan application approved.
Passport, Driver's License, TIN ID, PRC ID, Postal ID, Unified Multi-Purpose ID
Mayor's Permit, Lease Contract, Utility Bills (such as Meralco, Water Bills, etc.)
DTI Certificate for Sole Proprietors
SEC Certificate for Corporations
We can finance multiple orders and receivables, whichever suits your business needs. Once you snap and submit a clear photo of these documents, First Circle will verify the document and then create a loan offer within 48 hours. No minimum transaction amount is required to avail of business financing.
Invoice Financing Acceptable Alternatives:
Purchase Order Acceptable Alternatives:
After submitting necessary business documents and other requirements, we will send you an offer as soon as the application is processed. Your loan size and corresponding rates will depend on the risk, loan duration, and tenure of your business with First Circle.
Once you accept our loan offer, and if you are in a serviceable area, we will schedule a courier to go to you to personally collect your post dated cheques (PDCs). Our serviceable areas are Metro Manila and some areas of Rizal, Cavite, and Laguna.
We will use these to collect your repayment on the agreed upon due dates. For customers outside of these areas, you will have to deliver the cheque to us at your expense.
Approved funds will be transferred directly to your bank account. Fund transfer usually occurs within 48 hours after we collect your cheques.
We believe business finance should be fast and simple.