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Process and Requirements

Application Process

People say it’s too good to be true.
We say that’s the way it should be.

Application Process

People say it’s too good to be true.
We say that’s the way it should be.

Simple

Just follow the three-step process. It can’t get any simpler than this.

Online

No need for paperwork. Do everything using your smartphone or web browser.

Convenient

Relax. Complete the loan application process anytime, anywhere.

Three Easy Steps

This is all you need to do to complete the application.

STEP 1

Complete the TrustPass

STEP 2

Submit a purchase order or invoice

STEP 3

Access your funds

Three Easy Steps

This is all you need to do to
complete the loan application.

STEP 1

Complete the TrustPass

STEP 2

Submit a purchase order or invoice

STEP 3

Access your funds

STEP 1

Completing TrustPass

TrustPass creates an online profile for you and your business which makes applying for finance from First Circle simple and efficient.

Personal TrustPass
  • Personal Information Form
  • 2 Valid Government IDs
  • E-mail Address
Business TrustPass
  • Business Information Form
  • BIR Certificate of Registration
  • DTI or SEC Certificate of Registration
  • Proof of Billing

STEP 1

Completing TrustPass

TrustPass creates an online profile for you and your business which makes applying for finance from First Circle simple and efficient.

The two types of TrustPass will allow us to verify your personal and business identity and are essential in getting your loan application approved.

Once both your Personal TrustPass and Business TrustPass have been verified, you can use them again and again to refinance with First Circle.

Personal TrustPass
  • Personal Information Form
  • 2 Valid Government IDs
  • E-mail Address
Business TrustPass
  • Business Information Form
  • BIR Certificate of Registration
  • DTI or SEC Certificate of Registration
  • Proof of Billing

STEP 2

Submit a purchase
order or invoice

We can finance multiple orders and receivables, whichever suits your business needs.

Once you snap and submit a clear photo of these documents, First Circle will verify the document and then create a loan offer made for you and your business needs within 48 hours.

The minimum value of your invoice or purchase order needs to be PhP 25,000.

Submit a purchase
order or invoice

We can finance multiple orders and receivables, whichever suits your business needs.

Once you snap and submit a clear photo of these documents, First Circle will verify the document and then create a loan offer made for you and your business needs within 48 hours.

The minimum value of your invoice or purchase order needs to be PhP 25,000.

Purchase Order

The document issued by a buyer to a seller before delivery of goods or services.

Purchase Order Acceptable Alternatives:
  • Notice to Proceed
  • Contract Agreement
  • Notice of Award
See example »
Invoice

The document issued by the seller to the buyer after delivery of goods or services.

Invoice Financing Acceptable Alternatives:
  • Billing Statements
  • Delivery Receipts
See example »
Purchase Order

The document issued by a buyer to a seller before delivery of goods or services.

Purchase Order Acceptable Alternatives:
  • Notice to Proceed
  • Contract Agreement
  • Notice of Award
See example »
Invoice

The document issued by the seller to the buyer after delivery of goods or services.

Invoice Financing Acceptable Alternatives:
  • Billing Statements
  • Delivery Receipts
See example »

STEP 3

Access your funds

After submitting all the required documents and your business passes our underwriting requirements, we will send you an offer as soon as the application is processed. Your loan size and rate will depend on the risk, loan duration, and the tenure of business with First Circle.

Once you accept an offer, we will schedule a courier to come and collect your post dated cheques (PDC), which we will use to collect your repayment on the agreed upon due dates.

Access your funds

After submitting all the required personal
and business documents and it passes our underwriting requirements, we will send you an offer as soon as the application is processed. Your loan size and rate will depend on the risk, loan duration, and tenure of business with First Circle.

Once you accept an offer, we will schedule a courier to come and collect your post dated cheques (PDC), which we will use to collect your repayment on the agreed upon due dates.

Funds straight
into your bank account

Approved funds will be transferred directly to your bank account. Fund transfer usually arrives within 48 hours after we collect your cheques.

Get Financing Today!

Every great business needs financing to grow.

Apply Now

Get Financing Today!

Every great business needs financing to grow.