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Lazada Seller? Call Globe 0995 302 1822 Call Smart 0920 822 4455 Call Landline 02 580 3200 Sign In

Process & Requirements

Get financed without ever leaving your premises.

Online Application

Answer a few simple questions to allow us to calculate your risk. Everything will be facilitated online, and you can come back and edit your profile information at any stage.

To verify your identity, we’ll ask that you connect some of your online accounts like Yahoo Mail or Facebook.

Site Visit

If you're a first-time applicant, one of our friendly business development team will visit you at your premises. They will explain our product range and process and will tailor an offer made for your business needs

Accept Your Offer

If you have submitted the required documents, and your business passes our underwriting requirements, we will send you an offer within 24 hours.

Your loan size and rate will depend on the risk, loan duration, and the tenure of business with First Circle. We will communicate your offer within 24 hours.

Once you accept an offer we will schedule a courier to come and collect your post dated cheques, which we’ll use to collect your repayments.

Access Your Funds Immediately

Approved funds will be available immediately online. You can withdraw into your own account or pay suppliers online. Fund transfer arrives in bank accounts on the same day.


What do we need?

Photocopy of Business Certificate
DTI Permit or SEC Certificate of Registration.
Photocopy of valid ID
Government issued ID in your name.
Financial Statements
Last 2 Years
  • Both income statement and balance sheet are required.
  • Audited Financial Statements preferred, but ITRs can be submitted instead if AFS are not available.
Proof of Sales
From Lazada, Zalora, or other eCommerce Partner
Bank Statements
3 - 6 Months