Answer a few simple questions to allow us to calculate your risk. Everything will be facilitated online, and you can come back and edit your profile information at any stage.
To verify your identity, we’ll ask that you connect some of your online accounts like Yahoo Mail or Facebook.
If you're a first-time applicant, one of our friendly business development team will visit you at your premises. They will explain our product range and process and will tailor an offer made for your business needs
If you have submitted the required documents, and your business passes our underwriting requirements, we will send you an offer within 24 hours.
Your loan size and rate will depend on the risk, loan duration, and the tenure of business with First Circle. We will communicate your offer within 24 hours.
Once you accept an offer we will schedule a courier to come and collect your post dated cheques, which we’ll use to collect your repayments.
Approved funds will be available immediately online. You can withdraw into your own account or pay suppliers online. Fund transfer arrives in bank accounts on the same day.