Answer a few simple questions to allow us to calculate your risk. Everything will be facilitated online, and you can come back and edit your profile information at any stage.
To verify your identity, we’ll ask that you connect some of your online accounts like Yahoo Mail or Facebook.
If you are a first time applicant, you will need to submit the required documents. This will allow us to understand your business and conduct our risk assessment. One of our friendly business development team will contact you to help with the application process, when you need it. We will then tailor an offer made for you and your business needs.
If you have submitted the required documents, and your business passes our underwriting requirements, we will send you an offer as soon as the application is processed.
Your loan size and rate will depend on the risk, loan duration, and the tenure of business with First Circle.
Once you accept an offer we will schedule a courier to come and collect your post dated cheques, which we’ll use to collect your repayments.
Approved funds will be available immediately online. You can withdraw into your own account or pay suppliers online. Fund transfer arrives in bank accounts on the same day.