Our Best Price Guarantee means that SMEs who receive a Revolving Credit Line from First Circle can request a price that is 10% lower than any non-collateral loan offer from another registered finance company in the Philippines.
By "price", we mean the total cost of finance which we calculate as the annual percentage rate (APR) which is legally required to be quoted in the loan contract. When calculating the APR for First Circle and any other providers, we will include all fees regardless of how they are named (i.e. processing fees, interest payments, admin fees, etc).