Applying to First Circle is very simple and convenient. Click on the “Open An Account” link on the site. Fill in the fields with the required details. Make sure you attach everything needed as incomplete information or documents could delay an application. Click “Submit”, as soon as all your information has been submitted, expect a call from one of our financial consultants
Opening an account will only take you 2-5 minutes since everything is done online. If the documents required were submitted completely and accurately, you should receive a call the following day from one of our financial consultants who will schedule you for a site visit.
Yes, everything is submitted online. No need for you to fill up numerous pages of forms and endure long lines to submit them. It is as easy as three simple steps.
Getting approved varies depending on your credit score. Assuming you submitted all the needed requirements as stipulated, there are no discrepancies and our credit committee finds you eligible, the entire application process takes 2 -3 days.
First Circle’s financing options are tailor-fitted to each client’s business needs. Rates begin at 2% and may vary depending on the client’s credit score, tenor and business need they require. Our financial consultants will discuss the different options available and best suited for your business thoroughly once you open an account with us.
First Circle only offers business solution financing catering to small businesses. We do not offer personal, home or auto loans.
Please see our “Process & Requirements” page. Make sure to select the appropriate requirements for your business. We have two categories - e-commerce and non e-commerce.
Yes, 92% of our clients have refinanced with us. Clients who are eligible to refinance are clients in good standing.