How to get a Business Loan

Rates & Terms

Discover the terms of our financing services and the associated interest rates. We make sure that you find a solution that's tailor-made for your SMEs needs.

We value transparency

You are sure to know about all the costs associated with your loan.

Interest Rates

Interest rates are tailored to your company's profile and business needs. You are assured that all best effort is put into making the convenience fees and interest rates accurate, fair, and reasonable.

Your financing application goes through a rigorous yet efficient decision-making process, and you are regularly updated about its progress.
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  • Loan duration
    Up to 6 months
  • Monthly interest rate
    Ranges from 1.74% to 4.99% per month. Interest rates will vary depending on the business profiles of both the applicant and the business associated with the purchase order or invoice.
  • Fixed convenience fees
    1.99% of the principal loan amount.
“First Circle is something that will really make a big difference to help SMEs in the Philippines.”
Ramon Lopez
Secretary, Department of Trade and Industry (DTI)