How to get a Business Loan

Invoice Financing

Be capable of managing your business without facing challenges on your operating cost.

Waiting for clients' payments to be fully processed?

No opportunity should be lost because of delayed collections. First Circle's Invoice Financing helps you get the funding you need while you wait for your clients to settle payments for pending invoices.

Invoice 101

An invoice is a document issued by suppliers to buyers after a product or service has been delivered as a bill or a statement of the amount due to be paid after a specified timeline.

First Circle will also accept documents similar to invoices, such as Billing Statements and Delivery Receipts.
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  • Improve your cash flow

    Monetise invoices now instead of waiting for clients to pay.
  • Grow your business
    Keep saying yes to larger orders and new clients with enough capital.
  • Build client relationships
    Extend payment terms for your most valued customers.
  • Borrow without collateral
    Get funding without risking your valuable assets as collateral.
Sample Invoice
How it works

Getting your Invoices financed has never been this convenient. Upload your documents now.

Your invoices will then be reviewed and verified within 48 hours. You can expect the money to arrive in your account within 5 business days. This processing time assumes timely submission of required information and documents by the customer as well as an average document verification timeline.
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Process & Requirements
“First Circle is something that will really make a big difference to help SMEs in the Philippines.”
Ramon Lopez
Secretary, Department of Trade and Industry (DTI)